PROJECT NAME: Low Cost Housing Project

Background of Project:

Most of the low-income family have house with bamboo poles and roofed with thatch of straw or golpata (Nipa fruticanes) which is very much sensitive to flood or cyclone. In mid-July 1999 there was a flood swept over Satkhira district tolling huge damage to mud-build houses of general poor people. The People’s Republic of Bangladesh extended financial support for low cost housing to the flood affected people through Bangladesh Bank. We took this privileged for the poor people who lost their houses during the disaster. We have given all construction materials for the purpose to build 100 houses to 100 poor people in term of credit to be realized in 10 years measuring a house size 20ft X 11ft.

The Rural Housing Project provides impoverished families with long-term soft loans for low-cost housing. With the technical and financial assistance of Grihayan Tohbil under Bangladesh Bank, UNNAYAN has again started housing project since April, 2013 for flood affected and shelter less people. UNNAYAN has undertaken Grihayan loan project at Jalma Union-1 and has provided 190 houses in Jalma Union-1, under Batiaghata, upazila under Khulna district. The project aims to provide low cost houses for the homeless rural poor families who are living under abject poverty. Initially the loan amount was 35,000 BDT which was increased to BDT 50,000 and last increasing amount is Tk. 70,000 which is payable in four years. During the reporting period, a total number of 225 families have been covered under housing project.

    Development Partner:

    Bangladesh Bank


    April 2013 to ongoing


    225 Household

    Loan Outstanding:

    12.6 million

    Project Objectives:

    • Facilitate credit for construction of housing
    • Provide permanent shelter for homeless people
    • Reduce housing problems of poor people through construction of Tin-shed house

    Activities of the Project:

    • Conducted baseline survey for selecting low income family from the community
    • Provide and collect monthly credit and payment
    • Provide low cost Housing loan to low income household
    • Report writing
    • Monitor the project activities
    • Reporting to head office and authority

    PROJECT Achievement:

    Providing low cost housing support with long term soft loans to 225 household.